Purpose
Give every saving goal a clear purpose.
Building Smarter Money Habits!
Help your child learn to save with purpose, build healthy money habits, and turn their dreams into achievable goals, with the whole family along for the journey.
Save. Learn. Grow. Achieve.
Dream
Goal
Save
Progress
Achieve
More Than Saving Money. It's About Building Habits for Life.
KidsiGullak is designed around four principles:
Progress
Children can see their savings grow toward something they care about.
Family
Saving becomes something the whole family can participate in.
Habits
Small, consistent actions help build better money habits over time.
Help Your Child Build a Better Relationship With Money
From "I Want It" to "I Saved for It."
Kids understand dreams before they understand money. KidsiGullak connects the two.
Give Money a Purpose
Help children create Gullaks for things they genuinely care about, from a bicycle to books, hobbies or experiences.
Make Progress Visible
KidsiGullak shows children how close they are to achieving a goal, keeping their progress clear and motivating.
Learn Through Doing
Children learn about saving, spending, needs, wants and financial choices through interactive experiences.
Make Saving a Family Ritual
Parents, grandparents and other family members can contribute to meaningful goals and celebrate milestones together.
Encourage Thoughtful Decisions
Weekly pocket money and spending are tracked virtually, helping families talk about choices while keeping real money in their own accounts.
Celebrate Consistency
Streaks, badges, XP and milestones make consistent saving rewarding without making spending the focus.
Everything Your Child Needs to Build Smarter Money Habits
01 Digital Gullaks
Create dedicated Gullaks for different goals such as Books, Toys, Cycle, Hobbies or Charity.
02 Goal-Based Saving
Set the goal, target amount and timeline. Add an image to make the dream tangible.
03 Virtual Pocket Money Tracking
Record pocket money and spending each week, then review the summary and progress toward savings targets.
25% → 50% → 75% → 100%04 Weekly Savings Rewards
Reward points can be added when a child meets the family's weekly savings target.
05 Parent-Verified UPI Gifts
Relatives join through a family invite and send money directly to the parent's UPI account. Gullak credit follows parent confirmation.
06 Family Contributions
Family contributors can send gifts for birthdays, festivals and special occasions through the in-app UPI flow.
07 Streaks, Badges & XP
Reward positive saving behavior with streaks, achievement badges and progression levels.
08 Financial Learning
Bite-sized lessons, scenarios and quizzes introduce children to everyday money concepts.
09 Tasks & Allowance Tracking
Track pocket money and task rewards virtually; KidsiGullak does not collect or store this money.
Raising Money-Smart Kids Isn't About Saying "No" All the Time.
We help you turn everyday challenges into positive money habits.
Small steps
Big dreams
"My child wants everything immediately."
KidsiGullak helps children experience the value of waiting, saving and working toward something meaningful.
Want → Save → Wait → Achieve"My child doesn't understand the value of money."
A goal gives saving a purpose. KidsiGullak helps children connect everyday choices with something they care about.
"I don't want to lecture my child about money."
Financial habits are easier to develop through experience. KidsiGullak lets children learn by setting goals, saving, making choices and seeing the consequences of those choices.
"I want family members to contribute meaningfully."
Turn birthdays, festivals and special occasions into opportunities to build savings habits. Family members can contribute toward approved goals and add a personal message.
"I want my child to build a consistent savings habit."
Weekly pocket money and spending summaries help children see how everyday choices support a savings goal.
"I want my child to develop habits, not just learn financial concepts."
That's the heart of KidsiGullak. Learn it. Practice it. Repeat it. Build the habit.
Turning Dreams Into Goals. Goals Into Habits.
Step 1
Choose a Dream
What does your child want? A bicycle. A new toy. Books. A hobby. An experience.
Choose something meaningful.
Step 2
Create a Gullak
Set a target amount and timeline. Add an image of the goal.
Now the money has a purpose.
Step 3
Start Saving
Parents can track pocket money virtually. Family members can contribute by UPI after joining through a family invite.
Contributions go directly to the parent and are added to the goal once receipt is confirmed.
Step 4
Watch Progress Grow
Children can see their Gullak getting closer to its goal.
25% → 50% → 75% → 100%Every milestone becomes a moment worth celebrating.
Step 5
Build the Habit
Saving consistently can earn streaks, XP and achievements.
Children begin to understand that small actions repeated over time can create meaningful results.
Step 6
Reach the Goal
The most rewarding moment isn't just getting the thing.
It's being able to say: "I saved for this."
Built for Families. Inspired by Everyday Money Moments.
Save with purpose.
Celebrate progress.
Grow together.
Frequently Asked Questions
What is KidsiGullak?
KidsiGullak is a family-powered savings and financial learning platform designed to help children develop healthy money habits through purposeful, goal-based saving.
Does KidsiGullak process family contributions?
No. Contributors send money directly to the parent's UPI account. The parent confirms receipt before the contribution is recorded toward a goal.
What can children save for?
Children can create Gullaks for goals such as toys, books, bicycles, hobbies, experiences or other parent-approved goals.
Can family members contribute?
Relatives join through a family invite and send money directly to the parent's UPI account. The parent confirms receipt before the Gullak is credited; KidsiGullak does not process or hold the payment.
Where do family contributions go?
Contributions go directly to the parent's UPI account. KidsiGullak records the goal progress only after the parent confirms receipt.
How is pocket money tracked?
Parents record pocket money given each week and children record expenditures. The app tracks this virtually and can award points when the weekly savings target is met.
Can children earn money?
Parents can track pocket money and task rewards virtually. The app does not collect or store that money.
Does KidsiGullak teach financial literacy?
Yes. Children can learn concepts such as saving vs. spending and needs vs. wants through bite-sized lessons, scenarios and quizzes.
Can a child have multiple Gullaks?
Yes. Children can create multiple Gullaks for different goals, helping them understand that money can have different purposes.
Who controls the child's account?
Parents can supervise child profiles, goals, weekly pocket money records and savings summaries.
Is KidsiGullak a banking or investment product?
No. KidsiGullak is positioned as a behavior-design, savings and financial-learning platform, not a banking or investment product.
Every Dream Starts With a Goal.
And every goal gets closer with every small step. Give your child the opportunity to experience the satisfaction of saving, the discipline of waiting and the confidence of achieving something they worked toward.
Start Building Smarter Money Habits Today.
Create your child's first Gullak.
Start Your Child's GullakSave with purpose. Grow with every contribution. Build habits for life.